Questions to Ask Before Booking

"Does my plan cover outpatient mental health office visits?"

"What is my copay or coinsurance for standard talk therapy (CPT code 90837)?"

"Do I have an individual deductible to meet first, and how much balance remains?"

"Is behavioral health managed by a separate third-party carve-out vendor?"

"Do you currently accept [Specific Plan Name] and are you active in-network?"

"How much does one 60-minute therapy session cost out-of-pocket if not covered?"

"If you are out-of-network, do you provide monthly Superbills with diagnosis codes?"

"Do you offer sliding-scale income-adjusted self-pay rates?"